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Member Update: All Branches, including our Call Center, will be closed on Monday, January 20th in observance of Martin Luther King, Jr.'s Birthday. We will resume business hours Tuesday, January 21st. Members can access their accounts at any time through our Online, Mobile, or Phone Banking platforms.

Welcome to the new and improved mazuma.org!
We’ve made it easier than ever to access your accounts, find the product and service information you need, and connect with resources to achieve your financial goals.


Our mortgage loan team
makes it easy to feel at home!

 

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Whether you’re a first-time homebuyer, an experienced investor, or exploring options for refinancing an existing home loan, you’ll want our mortgage experts on your team!

With a proven track record of competitive rates*, fast turnaround times, and personalized service, our Mortgage Team holds the keys to a successful home buying experience. Their expert guidance can help you make your dream home a reality.

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Buying

Whether it’s a starter home or your dream domain, we’ll help you find the loan that works for you — and your budget.
     Adjustable-rate or fixed mortgage - learn more
     VA and FHA loans - learn more
     Borrow up to 100 percent of home’s appraised value (for qualified Members)
     Terms up to 30 years
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Refinancing

Get the most out of your investment!

Our experts may be able to help you get a better rate and lower your monthly payments.

By discussing your financial goals, monthly income, investments, and other fiscal measures, Mazuma can help you uncover the lowest rates and pay off your house without stretching yourself too thin.

 

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Meet Our Dream Team

The agents making Kansas City a better place to live:

Lauren Clement

Whether it’s a purchase or refinance, or conventional, FHA, or VA you’re looking for, Lauren has over 25 years of experience and will find the right loan for you.

Sheri Barnhart

For those who want to experience the pride and joy of buying a home in a competitive market or for those that want to refinance, Sheri provides a wealth of knowledge, a personal connection, and reliable guidance you can trust.

Ken Blachly

Ken enjoys helping people navigate the process of obtaining or refinancing a mortgage. He especially loves being able to help other Veterans take advantage of the great options they have earned and helping everyone find the best loan product for them.

Katie Kennedy

Katie makes it a priority to understand each Member’s financial needs and loves having the opportunity to be a part of such an exciting time in our Member’s lives!

Tanya Khvitsko-Trimborn

Whether you’re a first-time buyer or a seasoned homeowner, Tanya will answer your questions, educate you, and guide you through the lending process while delivering best-in-class service.

See an instant rate quote!

It’s quick and easy.

Already have a Mazuma Mortgage?

See your balance, principal and interest payments, and more:
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Have we earned your interest?

Now earn your own!

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Crunch the Numbers!

Explore the results of a mortgage loan (or refinance!) with our Loan Calculators to learn which options could be best for your budget:

Mortgage Payment – What will your monthly payment be/what can you afford? Mortgage Payment Calculator

Refinance/Break Even – Should you refinance and when would you break even? Refinance/Break Even Calculator

ARM and Interest Only ARM vs. Fixed-Rate Mortgage – Use this calculator to compare a fixed-rate mortgage to two types of ARMs. ARM vs. Fixed Calculator

Refinance Interest Savings – How much interest could you save by refinancing your mortgage?
Refinance Interest Savings Calculator

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Bank Anywhere with our Mobile App
and Online Banking

You don’t have to visit a branch to take care of your banking needs. Everything you love about Mazuma fits on your computer, tablet, or in the palm of your hand. We love seeing your smiling face, so don’t forget to visit us sometimes! 

 

Making Kansas City a Better Place to Live, Work, and Bank

When you bank with Mazuma Credit Union, you’re not just investing in your own financial future – you’re becoming part of something bigger! As a not-for-profit, Member-owned financial institution, we’re committed to improving the lives of our Members and our community.

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Frequently Asked Questions

A mortgage is a loan that allows you to borrow money to buy a home. You use the home as collateral for the loan, and you repay the loan over a set period, usually 15, 20, or 30 years.

We offer:

Fixed-Rate Mortgages: Your interest rate remains fixed for the entire loan term.

Adjustable-Rate Mortgages (ARM): Your interest rate can change periodically, often based on an index.

FHA Loans: Government-backed loan with lower down payment requirements and more lenient credit score standards.

VA Loans: Government-backed loan for eligible veterans and military members.

Contact us and we will help you through the home buying process; we're here to guide you every step of the way.

Several factors can influence your mortgage interest rate, including credit score, the term of the loan, the down payment, the type of mortgage, and current market interest rates.

Contact us and we will help you through the home buying process; we're here to guide you every step of the way.

Some of the documents you will need to apply for a mortgage may be: proof of income (pay stubs, tax returns), proof of assets (bank statements, investment accounts), proof of identification (driver's license, passport), and proof of residence (utility bills, lease agreement).

Contact us and we will help you through the home buying process; we're here to guide you every step of the way.

Take a look at our mortgage calculator, which can help you estimate your monthly payments.

Absolutely! Refinancing your mortgage means getting a new mortgage to pay off your current one. This can be a great way to lower your monthly payment, shorten your loan term, or switch to a fixed-rate mortgage.

Contact us and we will help you through the refinance process; we're here to guide you every step of the way.

NMLS ID: 447164 
Any interest rates, annual percentage rates (APRs), discount points, and rebates shown are subject to change without notice.
*Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.