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Member Update: All Branches, including our Call Center, will be closed on Monday, January 20th in observance of Martin Luther King, Jr.'s Birthday. We will resume business hours Tuesday, January 21st. Members can access their accounts at any time through our Online, Mobile, or Phone Banking platforms.

Welcome to the new and improved mazuma.org!
We’ve made it easier than ever to access your accounts, find the product and service information you need, and connect with resources to achieve your financial goals.

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Maximize your money
with our money market accounts!

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Money market accounts are a low-risk, easy access way to grow your savings!

When you invest in a Mazuma money market, you can still withdraw funds when necessary1, so you get the flexibility you need while still earning higher dividends than a traditional savings account. If you’re looking to level up your emergency fund, build toward a down payment on a major purchase, set aside money for future vacation or educational expenses, or simply maximize your money, a money market is a reliable way to invest your savings.

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Open a Money Market

Tiered dividend rates that help you build toward your goals:

Daily Balance Rate APY
$1,000–$9,999 0.995% 1.00%
$10,000–$24,999 1.094% 1.10%
$25,000–$49,999 1.342% 1.35%
$50,000–$74,999 1.539% 1.55%
$75,000–$99,999 1.539% 1.55%
$100,000-$199,999 2.227% 2.25%
$200,000-$499,999 2.423% 2.45%
$500,000+ 2.618% 2.65%
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Our money market accounts come with great benefits, including

Competitive rates - the more you deposit, the more you earn.

Withdraw any time1 - easily access your money when you need it.

Invest your savings in a money market and watch them grow!

Have we earned your interest?

Now earn your own!

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Bank Anywhere with our Mobile App
and Online Banking

You don’t have to visit a branch to take care of your banking needs. Everything you love about Mazuma fits on your computer, tablet, or in the palm of your hand. We love seeing your smiling face, so don’t forget to visit us sometimes! 

 

Making Kansas City a Better Place to Live, Work, and Bank

When you bank with Mazuma Credit Union, you’re not just investing in your own financial future – you’re becoming part of something bigger! As a not-for-profit, Member-owned financial institution, we’re committed to improving the lives of our Members and our community.

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Frequently Asked Questions

A money market account is like a savings account, but it offers higher interest rates, so your money can grow faster.

Mazuma's money market accounts are a great place to park your savings, your emergency fund, your down payment for your house, or whatever you’re saving for!

Your money is safe with us! Your Mazuma money market account is insured by the NCUA up to $250,000. That means your money is protected, giving you peace of mind.

You can locate direct deposit information in our Online or Mobile Banking platforms, or by calling us at 913.574.5000.

To find your account number in online banking or the Mazuma app, click on the account and select “details”. The account number will be shown on that screen.

Mazuma Credit Union’s routing number is 301080855.

Absolutely! With Mazuma’s mobile app or online banking, you can manage your money market account from anywhere. You can check your balance, view recent transactions, transfer funds between accounts, pay bills, deposit checks, locate nearby ATMs, and so much more!

Download the Mazuma mobile app for iOS or Android. It's a great way to stay on top of your finances, anytime, anywhere!

 

Rates Effective

*APY = Annual Percentage Yield. As high as based on tier, term or other factors.

1Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre-authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile. Withdrawals and/or transfers exceeding the six per account cycle allowance will be declined. If limitations are continuously exceeded, it may result in conversion to a Free Checking account. Withdrawals and transfers made in person at a Mazuma branch or at an ATM are not included in the limit of six per account cycle.

If a member overdraws their account they will be charged a fee. Refer to Fee Schedule for details.