Skip to main content

Member Update: All Branches, including our Call Center, will be closed on Monday, January 20th in observance of Martin Luther King, Jr.'s Birthday. We will resume business hours Tuesday, January 21st. Members can access their accounts at any time through our Online, Mobile, or Phone Banking platforms.

Welcome to the new and improved mazuma.org!
We’ve made it easier than ever to access your accounts, find the product and service information you need, and connect with resources to achieve your financial goals.

JOIN US
SIGN IN

Encourage healthy financial habits
 early with youth accounts!

teen dog

Mazuma’s youth accounts empower parents and guardians to teach their children and teenagers age-appropriate lessons about saving, spending, and investing money as they grow.

But our youth accounts are more than educational tools - these are real accounts with real benefits that help prepare kids for the future. And with the knowledge and savings they’ll gain, the future is looking bright!

Join Us
Add a Young Investor's CD

Money Bunny

  • Savings accounts for our youngest Members (ages 0-12).
  • No debit card or checking account access –
    promotes saving, not spending.
  • Requires adult (18+, parent/guardian preferred)
    to act as Joint Owner.

For Young Investors (FYI)

  • Savings accounts for our growing Members (ages 13-17).
  • Debit card and checking account access –
    encourages responsible spending habits.
  • Requires adult (18+, parent/guardian preferred)
    to act as Joint Owner.

Dividend tiers that grow with you!

Daily Balance Rate** APY*
No requirement. 0.000% 0.00%
$25-$999 0.160% 0.16%
$1,000-$9,999 0.190% 0.19%
$10,000+ 0.210% 0.21%

For Young Investors accounts have access to the same benefits as our standard checking and savings accounts!

Not only do our young Members get to experience the essential features of a checking account, but we’ve also packed each youth account with perks and educational assets like our free digital budgeting tool and more, including:

  • Access to no-fee ATMs nationwide. learn more
  • Mobile and Online Banking
  •      No-cost mobile check deposit and bill pay.
  •      Free digital budgeting tools.
  • Free Mazuma Visa debit card (with Joint Owner approval).
  •      Built-in fraud alerts. learn more
  •      Zero liability for unauthorized charges.
  •      Add your card to your digital wallet.
youth parent card 2
youth treasure.left

Want to invest that birthday cash?

Our For Young Investors CD1 helps teach the power of interest while earning competitive rates! Interest is compounded monthly, so you'll earn interest on your deposits plus the interest earned earlier. $100 will get you started and you can make additional deposits of $25 or more.

MazSmile Icon   Young Investor’s CD2             

Invest in the future.
$100 minimum deposit - $5,000 maximum.

Term
Rate
APY
3 Year 3.494% 3.55%

Have we earned your interest?

Now earn your own!

MazSmile Icon
mobile

Bank Anywhere with our Mobile App
and Online Banking

You don’t have to visit a branch to take care of your banking needs. Everything you love about Mazuma fits on your computer, tablet, or in the palm of your hand. We love seeing your smiling face, so don’t forget to visit us sometimes! 

 

Making Kansas City a Better Place to Live, Work, and Bank

When you bank with Mazuma Credit Union, you’re not just investing in your own financial future – you’re becoming part of something bigger! As a not-for-profit, Member-owned financial institution, we’re committed to improving the lives of our Members and our community.

Learn More About Us
hq about

Frequently Asked Questions

Our Money Bunny account for Young Members is perfect for kids ages 0-12. It helps them learn about saving without the temptation of spending. An adult (18+, parent/guardian preferred) is required to act as Joint Owner.

Our For Young Investors (FYI) savings account is for our growing Members (ages 13-17). The account comes with a debit card, checking access, online banking and mobile app access, and encourages responsible spending habits.

An adult (18+, parent/guardian preferred) is required to act as Joint Owner.

Start with just $100, lock your money away for a set period of time and watch the balance grow! You can continue to add money to your CD along the way ($25+ per deposit). It's a fun and easy way to start building a strong financial future.

For the Adult/Joint Owner, we will need a social security number and a valid form of identification. For the child, we will just need the social security number!

Opening a youth account with Mazuma is so easy! You can open one online here or in person at one of our branch locations.

 

 

Rates Effective

*APY = Annual Percentage Yield. As high as based on tier, term or other factors.

** Interest earning accounts compound interest daily, paid at month-end. Rates are subject to change.

1CD = Certificate of Deposit

2Young Investor’s CDs are automatically transferred into a primary share account on the first maturity date following the account holder’s 18th birthday.

Minimum Deposit of $100 for the For Young Investor CD with a $5,000 maximum. An early withdrawal penalty will be assessed if the certificate is redeemed prior to the maturity date. 

The Children’s Online Privacy Protection Act (COPPA) restricts the collection, use, or disclosure of Personal Information from and about children under the age of 13 on the internet.

In compliance with COPPA, Mazuma Credit Union (known as “Credit Union”) is committed to protecting the online privacy of the children who visit our website.

The Credit Union’s website and online services are not directed to children under the age of 13, nor is information knowingly collected from children under the age of 13.

Should the Credit Union receive information (name, address, email, account number, telephone, social security number) from a child known to be under 13, the information will only be used to respond directly to the child, seek parental consent, or provide parental notice.

The Credit Union is not responsible for the data collection and use practices of nonaffiliated third parties. For more information about the Children’s Online Privacy Protection Act (COPPA), please visit the Federal Trade Commission’s website.